Personal Banking Home | Contact Us | Locations | Online Banking Login

• Overview
• What is mutual fund?
• What are the benefits of mutual fund investing versus buying individual securities?
• How do you make money with mutual funds?
• What makes a mutual fund’s share price (NAV) rise and fall?
• How is a mutual fund categorized in terms of risk and return?
• What are the different kinds of mutual funds?
• What are index mutual funds?
• What are the benefits of index mutual funds?
• What are indexes?
• Is owning a bond mutual fund like owning an individual bond?
• How is mutual fund performance judged?
• How important are expenses?
• What are Exchange Traded Funds (ETFs)?
• With so many different funds, how should an investor choose?
• How do you buy mutual funds?
• Do mutual funds have liquidity?
• Who is promising your return?

Mutual Funds

Who is promising your return?

Mutual funds returns are not promised or guaranteed, as they are investments which may or may not achieve their objectives. Mutual funds are not insured by the Federal Deposit Insurance Corporation (FDIC) or Securities Investor Protection Corporation (SIPC), even if you buy shares through a bank.