Mutual Funds

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With so many different funds, how should an investor choose?

Review your goals, time horizon and risk tolerance. Read about the different funds and how they perform. Then start with a few core funds: possibly a large cap growth and income fund and a government bond fund. Use dollar cost averaging to purchase your shares. As you get more comfortable, branch out into stock funds that invest in different sized companies, and corporate bonds. Once you’re completely comfortable with your mutual fund portfolio, you can add some higher risk funds for some “excitement.”