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• Overview
• What benefits do CDs add to an investment portfolio?
• How do traditional CDs work?
• What kinds of new CDs are available now?
• Are CDs safe?
• Where can you buy CDs?
• Do CDs have liquidity?
• Who is promising your return?

Certificates of Deposit (CDs)

Who is promising your return?

The bank issuing the CDs guarantees the return of principal and the interest rate — or the other terms as specified for special purpose CDs. And the FDIC insurance protects you from the unexpected.